Residential options for persons with disabilities vary from home ownership and renting to specialized residential facilities. Options that will provide for the most independence without sacrificing safety are always best.
Often persons with disabilities who need more support can still be very independent in an assisted or supported living facility. These homes provide staffing to assist individuals in essential activities such as shopping, bill paying, bathing, and meal preparation. The services provided in these residential facilities vary from agency to agency, so it is important to research each option before making a decision. These specialized homes also typically have waiting lists, so advance planning always makes the transition easier and can help to avoid a housing crisis.
Modifications to a home can make the difference between one that does not meet a person's needs to one that provides complete independence. Not all modifications are costly although major modifications may require you to get a loan. Several federal programs can help you finance these modifications.
U.S. Department of Housing and Urban Development (HUD)
HUD provides a discussion on fair housing and equal opportunity for persons with disabilities living in federal housing in this section of their website. It also links to two important programs to help with home modifications, Property Improvement Loans (Title 1) and Rehabilitation Loans (Section 203 (k)).
Home Ownership For People With Disabilities
The federal government offers additional help and assistance for people with disabilities who wish to achieve home ownership. This assistance includes a list of rights you deserve as a new home buyer. These rights will help you achieve equal protection under the law, and ensure you are getting the best counsel and loan terms possible. This article aims to help you understand your rights and guide you toward additional resources that can make homeownership more attainable and the process easier to understand. With the right tools and knowledge, anyone can transition into their ideal housing situation.